Referral Partner Network
When you can't help a borrower yourself, don't just send them away — send them to us. We prepare them properly and keep you in the loop every step of the way.
You know the feeling. A business owner walks in with a real business and a real need — but the numbers aren't there yet. The credit's thin, the cash flow is tight, or the documentation is a mess. You have to say no. They leave frustrated. You lose the relationship. Everyone loses.
Gets rejected, feels defeated, doesn't know what to fix or where to go next.
Wants to help but can't. Sending them away empty-handed feels wrong.
A good business that needed preparation, not rejection. The deal dies before it starts.
Zero2Ten takes the borrowers you can't help today and gets them ready for tomorrow. We don't broker loans — we prepare borrowers. They learn their numbers, organize their documentation, and come back to lenders as a complete, fundable package.
For bankers, this means your turndown comes back to you — lender-ready.
Same borrower, same bank, stronger package. You keep the relationship.
If your clients ask about funding — or you wish you had somewhere to send them — this is for you.
Turn your declines into relationships. When a borrower doesn't meet your criteria today, we help them get there — and they come back to you first.
Your clients trust you with their numbers. When they need funding, point them to a team that speaks your language and won't waste their time.
Commercial acquisitions, investment properties, construction loans — when your deal needs financing, we prepare the borrower so the deal doesn't die.
Acquisitions fall apart when buyers can't get funded. We get them lender-ready so your deals close.
Your clients are forming entities, buying businesses, and planning growth. Complement your legal guidance with lending preparation they'll thank you for.
Clients diversifying into business ownership need funding guidance. We handle the lending side so you can focus on the full financial picture.
From application to your first referral in days, not weeks.
Fill out a quick application below. We'll review it and schedule a short onboarding call.
We walk you through the partnership, answer questions, and give you your referral tools — including a personal referral link.
When you have a borrower who needs help, submit their name and email through your link. Takes 30 seconds.
We send them a professional introduction with your name on it, guide them through preparation, and keep you in the loop.
We make it easy to refer and impossible to forget.
One link. Submit a borrower's name and email in 60 seconds. We handle the introduction.
We contact the borrower with a polished email that mentions you by name. You're CC'd for your records.
Know what happened to the people you sent us. Did they engage? Are they working with us? Did they get funded?
There's no cost, no commitment, and no obligation. Refer when it makes sense. Skip when it doesn't.
Fill out a quick application and our team will reach out to schedule an onboarding call. We'll walk you through the partnership, answer your questions, and get you set up with your referral tools.
Why do we have an application? We're selective about our partners because every referral we receive triggers a personal outreach email from our team. We want to make sure every borrower we contact was sent by someone who genuinely wants to help them.
Takes about 2 minutes