Free Resources

Tools built for business owners
navigating the lending process

Calculators, assessments, templates, and guides โ€” all free. Because understanding your numbers shouldn't cost money.

5 tools available now ยท 7 more coming soon

๐Ÿ“‹
Free
Guide

The Borrower's Cheatsheet

Every term, document, and metric you'll encounter in the lending process. Free preview with full download.

Use this tool โ†’
๐Ÿงฎ
Free
Calculator

Loan Payment Calculator

Calculate your monthly payment based on loan amount, interest rate, and term. See amortization schedules and total cost of borrowing.

Use this tool โ†’
๐Ÿ“Š
Free
Calculator

DSCR Calculator

Debt Service Coverage Ratio is the #1 metric lenders look at. Enter your numbers and see if your business generates enough cash flow to support a loan.

Use this tool โ†’
โš–๏ธ
Coming Soon
Calculator

Debt-to-Income Calculator

DTI matters for personal guarantees on SBA loans. Calculate yours and understand where you stand relative to lender thresholds.

โœ…
Free
Assessment

Lending Readiness Assessment

14 questions. 5 minutes. Get instant feedback on where you stand and your personalized Lendability Report.

Use this tool โ†’
๐Ÿ›๏ธ
Free
Assessment

SBA Loan Qualification Survey

Not every business qualifies for SBA financing. Answer a few questions and find out if SBA is the right path โ€” or if there's a better fit.

Use this tool โ†’
๐Ÿ“
Coming Soon
Template

Business Plan Template

A lender-ready business plan template built for SBA loan applications. Covers everything lenders want to see โ€” organized the way they want to see it.

๐Ÿ“ˆ
Coming Soon
Template

Financial Proforma Template

Project your revenue, expenses, and cash flow for the next 1-3 years. Built specifically for loan applications with the line items lenders look for.

๐Ÿ“„
Coming Soon
Template

Executive Summary Template

A one-page overview of your business and loan request. Some lenders want this before they'll even open your full package.

๐Ÿ“š
Coming Soon
Guide

SBA Loan Programs Explained

7(a), 504, microloans, disaster loans โ€” what each program is for, who qualifies, and how they work. Plain English, no jargon.

๐Ÿ”ข
Coming Soon
Guide

Understanding Your Numbers

DSCR, DTI, cash flow, net income, EBITDA โ€” the financial terms lenders use and what they actually mean for your business.

๐ŸŽฏ
Coming Soon
Guide

What Lenders Look For

The five pillars of lending: Capacity, Credit, Capital, Collateral, and Character. What each means and how to strengthen yours.

Ready for more than a calculator?

Our free Lendability Assessment goes beyond numbers. Our advisory team personally evaluates your lending position and walks you through the findings โ€” at no cost.

Have a tool idea?

We're building tools business owners actually need. If there's something you wish existed, we want to hear about it.

Suggest a Tool