Your networks are the lifeblood of your business
Your downline network and your lead generation network are what keep loans coming. We provide the tools to support and grow both.
Both lanes
For brokers and freelance BDOs
The turnkey platform for commercial loan brokers and freelance BDOs.
No other solution brings your lead generation, turn-down networks, borrower intake, pre-underwriting, and loan packaging into one place, streamlined and supported by AI agents, so you can run your business and close more loans.
No cost to refer. No cost to look.
Lendability, determined fast
Getting the initial documents and information to determine whether a borrower is lendable is critical. The platform streamlines and automates it: AI-supported cash flow analysis, personal financial statement, reconciliation, and loan package creation.
One standard package your lenders can act on
It standardizes your package, so when you take a borrower to your lending network you bring a consistent, professional loan package your lending partners can act on quickly. That makes it far easier for them to decide whether they are ready to lend.
The flywheel
Strengthen any side, and the other two get stronger.
The whole system exists for one outcome: more small businesses funded.
When the borrower side is strong
Prepared and organized: lendability known, documents complete, package clean and ready to shop.
To the broker
The broker gets a borrower worth their time and a package that is ready to shop, not a pile of raw documents to chase.
To the lender
The lender gets a fast go/no-go and far less re-work, because the analysis is already done and the package is complete.
Hover or tap a side of the wheel to follow its links.
The two clocks
Business owners work on their loan at night, after running their business all day. Bankers work bank hours. Every question becomes a 24-hour round trip, and a Thursday-night question can sit until Monday. That is what turns a 30-day loan into 90.
Zero2Ten's AI agents answer in-app, day or night, so the loan never waits on office hours. That is what makes the whole flywheel spin faster.
- Prepared borrowers create better loan flow
- Better flow attracts more brokers and lenders
- More lenders mean more places to shop one package
- More options bring more borrowers in
Questions partners ask us
Does this replace my lender relationships?
No. It strengthens them. Your relationships stay yours; the platform makes every package you send them consistent and complete.
Can my borrowers use it too?
Yes, that is the point. They prepare in the same workspace you manage them from.
What does it cost?
Free during early access. Premium tiers are coming soon, and early access participants hear them first.
Zero2Ten LLC provides software and educational tools for small business owners preparing for financing. Zero2Ten is not a lender, does not broker loans, does not make credit decisions, and does not guarantee loan approval or terms. Lendability results are educational estimates based on information you provide and are not loan offers, credit decisions, or pre-approvals. Any lender introduction is at your request and lenders make independent decisions under their own criteria.