The Borrower's Cheatsheet

Everything you need to know before applying for a business loan — condensed into one practical, no-fluff guide.

Borrower's Cheatsheet

PDF • 8 pages

What's Inside

The 5 Cs lenders evaluate for every loan
Key financial ratios and what "good" looks like
Document checklist for loan applications
Common red flags that kill deals
Questions to ask before signing any loan
Timeline expectations by loan type

Why Every Business Owner Needs This

Most loan applications fail — not because the business is bad, but because the borrower didn't know what lenders look for. This cheatsheet gives you the insider knowledge that loan officers wish you had before your first meeting.

Print it. Save it. Reference it before every lender conversation.

Ready to Go Further?

The cheatsheet is a great start. But if you want personalized guidance on your specific situation, take our free Lending Readiness Assessment.

Take the Assessment